Ivella is a financial technology company, not a bank. Banking services provided by Blue Ridge Bank, Member FDIC. The Ivella Visa Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

*The interest rate on your Pod Account in the Trusted Tier is variable and will initially be equal to 4.80% and 4.90% APY. This rate may change from time to time as determined by 95% of the upper bound of the federal funds rate target range as established by the Federal Open Market Committee of the Federal Reserve minus a margin of 20bps.